Benefits and Features

Inside SignatureXpert.AI

Add the power of the world’s foremost expert signature analysis with an easy-to-use API

SignatureXpert.AI is a new generation product that establishes the most rigorous standards for signature verification providing the highest signature verification accuracy available in the industry. Automatic signature location and verification are executed by a powerful combination of verifiers using multiple fundamentally different algorithms, the core of which is based on the most innovative Artificial Intelligence (AI) methods and approaches in image analysis and pattern recognition, which allowed it to raise verification rate and accuracy at the level achieved by or higher than the one provided by human operators. In case of signatures captured on touch-based devices, SignatureXpert.AI analyzes biometric characteristics of a signature trajectory including shape, speed, stroke, pen pressure and timing information and recognizes the differences in legitimate signing style or behavior.

Businesses that rely on signature authentication for check processing, loan origination, ID verification, vote-by-mail, or other applications that require signatures know the importance of accuracy when it comes to detecting signature fraud.

Universal Signature Verification

Support for complex signatures, enabling one software package to deliver universal authentication on most signature types worldwide, in a single stream.

Automated Signature Location

New deep learning-based image perfection enables reliable performance comparing signatures in even the most challenging situations including the use of low-resolution ID images. SignatureXpert.AI can easily detect image quality and apply the necessary improvements to yield the highest levels of performance. Text and other handwritten data next to the signature are now reliably managed. It efficiently removes lines, preprinted text, intrusions from other fields, stamps, and other undesired elements surrounding the signature on full documents or document fragments/snippets to ensure a clean image.

Diverse Output Options

Use confidence values as a basis for making decisions about signature genuineness and drawing conclusions about probable fraud type. Set confidence value as a threshold depending on the percentage of false positives versus the percentage of false negatives required by a specific application.

Automatically Recognize & Extract Data

Parascript’s SignatureXpert.AI provides the highest degree of accuracy for any application that needs to verify signatures, with features including:

Multiple Verification Engines

SignatureXpert.AI combines multiple verifiers with distinct capabilities to analyze dozens of signature features using deep learning and machine learning technology as well as multiple proprietary AI methods. This delivers unprecedented verification accuracy by considering all informative data extracted from a signature image, including biometric characteristics restored from the still image.

Multiple Reference Images

SignatureXpert.AI may use one reference or multiple references to differentiate between natural deviations typical of a genuine signature and deformation digressions that indicate fraud. While one reference is adequate for most purposes, multiple references increase accuracy even further. The software considers more data to detect stable distinctive characteristics during the verification process and ignores random distortions and variations inherent in genuine signatures.

Universal Locator for Use Worldwide

SignatureXpert.AI enables Parascript partners to locate one or more signatures and reliably extract these in situations where the signature location changes based upon the check format. With these capabilities, SignatureXpert supports the back office signature verification.

Pre-Tuned Parameters for Out-of-the-Box Use

SignatureXpert.AI provides partners the ability to accurately locate and verify signatures on checks from fourteen countries: Argentina, Australia, Brazil, Canada, the Dominican Republic, France, Ghana, India, Kenya, Malaysia, Mexico, Thailand, the United Arab Emirates, and the United States. The software requires no tuning or parameters set by the user on the unique check formats for these countries.

Extra Features

Wide Document Support

SignatureXpert.AI automatically locates and verifies signatures on a broad range of documents, and accuracy has been significantly improved on checks and vote-by-mail documents. The product is now optimized to work with fragments of any documents having one or multiple signatures on them. The document snippet may have machine printed or handwritten data besides the actual signatures. SignatureXpert.AI automatically locates a signature on an input document, verifies it against authentic signature image(s) provided as a reference and returns a verification result. The product can also verify trajectory-based signature data against signatures in document images.

Diverse Image Formats

SignatureXpert.AI supports the following file formats: TIFF, bitmap (BMP), JPEG, PNG. SignatureXpert.AI black and white (B/W) images with 1 bit per pixel, grayscale images with 8 bits per pixel, color images with 24 bits per pixel. SignatureXpert.AI supports pen trajectory of a signature as well. Points on a trajectory must reflect the position of a pen.

Broad Resolution Range

SignatureXpert.AI can successfully work with documents having a broader range of resolution (96dpi-300dpi) and demonstrates tolerance and reliability when locating and verifying signatures on images having low quality or small font (f.e. ID cards). Automatically detects the quality of the image to optimize required image preprocessing.

Multiple Use Cases

SignatureXpert.AI can work with signature trajectories obtained from signature pads or touch-based mobile devices. Moreover, it can reliably verify signature image against signature trajectory, which allows a broader range and versatility of applications and use cases that may benefit from the product’s unique innovative technology.

Utilization of Trajectory Data

Going beyond image comparison, SignatureXpert.AI can extract trajectory data from digital signatures on touchscreens, mobile devices, and signature capture pads. The product analyzes shape, speed, stroke, pressure, and timing to make accurate comparisons between digital signatures and images of signatures.